Residential Mortgages
Self Creditation
Self certification mortgages are designed predominantly for people who are self-employed. This allows the ability to state how much income you earn without this having to be confirmed via payslips or bank statements. You need only to sign a declaration stating you are able to afford the loan repayments for the period agreed.
Self certification mortgages are available on all the usual terms, fixed rate, capped, discounted, tracker.
As there is a higher risk involved in these types of mortgages the lender is likely to charge a higher interest rate for the product and may require a higher initial deposit.
If you would like further information or to obtain a quote please contact our friendly team.
